Where the month’s money goes.

Write the month into the ledger, or drop a bank export. Every line becomes a ribbon. Drag a slider and watch the month-end, the emergency fund and the debt-free date move. Then ask a planner which ribbons to change, and see its moves drawn on the same diagram.

Start from

Budget name Currency Starting month Savings now

The flow, per month

The ledger

Monthly amounts. Group each category as a need, a want, saving or a debt payment.

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Where the month’s money goes.

The flow, per month

The ledger

Bucket a bank export

Rules

Ask the planner

The planner’s moves

Risks

Decide this first

Ratios read

Checked against the browser

Notes on the input

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Past budgets